St. Louis Bankruptcy Schedules

When you file a Missouri or Illinois bankruptcy, it is necessary to fill out a number of forms that the court requires. These forms are called ‘Schedules.’ Each Schedule represents a specific portion of your bankruptcy estate, and provides you with the opportunity to make a full disclosure to the court as to your current circumstances. Your St. Louis bankruptcy lawyer will need information for the following:

• Schedule A describes all of your real property.
• Schedule B describes all of your personal property.
• Schedule C describes all of the exemptions you have taken to protect your property.
• Schedule D describes all of your secured debts (like mortgages or car loans).
• Schedule E describes all debts owed to priority creditors (like tax debt and child support obligations).
• Schedule F describes all debts owed to unsecured creditors (like credit cards and medical bills).
• Schedule G describes all leases and executory contracts (like an automobile lease or a rent-to-own contract).
• Schedule H describes all co-debtors (people with whom you co-own a debt).
• Schedule I describes your monthly household income.
• Schedule J describes your monthly household expenses.

Making sure that these Schedules are filled out correctly and accurately (with no omissions or misrepresentations) is vitally important. These forms give the court and Trustee a full picture of your situation, and go a long way in determining whether or not you qualify for certain things (such as an exemption, or even a specific chapter of bankruptcy).

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been making sure that our client’s bankruptcy Schedules are accurate and up-to-date for years. Whether you file a St. Louis Chapter 7 bankruptcy or a St. Louis Chapter 13 bankruptcy, our lawyers will help guide you through the entire process from start to finish.