St. Louis Credit Card Debt

If the amount of credit card debt you are dealing with is out-of-control, and you are having a great deal of difficulty making even the minimum monthly payments, then it is probably a good idea to consider a St. Louis bankruptcy.

Many people use St. Louis credit cards in order to make their liveseasier. The convenience of charging purchases to a card, and then makingsmall payments each month, is appealing. But these kinds of debts can getout of hand rather quickly.

This is especially true whenyou are out of work or your household income is low, and you come to rely on theSt. Louis credit cards to buy day-to-day necessities (like food, gas, and yourutility bills). Obviously, that kind of arrangement cannot be sustainedfor too long. Eventually credit limits are reached, interest rates areincreased, and late fees are assessed when you miss a payment.

At this point, you can expect to receive harassing calls from creditors throughout the day and night. The number of calls per daycan be anywhere between 10 to 15, and the rude manner in which you will beaddressed can be stressful. And if the debts continue to go unpaid, thecreditor will file a breach of contract action against you.

But getting rid of credit card debt is possible through thefiling of a St. Louis bankruptcy. Whether the filing is a St. Louis Chapter 7 or a St. Louis Chapter 13, the Missouri bankruptcy attorneys at The Bankruptcy Companycan eliminate these and other debts for good.

Call us at (314) 932-1067 or contact us through our website The Bankruptcy Company to set up your free consultation with our experienced St. Louis bankruptcy attorneys.