Are you trying to juggle a million different bills at your house (credit cards, medical bills, payday loans)? Does this leave you in the position of having to decide between which debts to pay on, and which to fall behind on? Are your creditors now calling you day and night (and sending you nasty, threatening letters)? Has this set of circumstances resulted in a tremendous amount of stress (or put a huge strain on your personal relationships)?
Only $300 Upfront Fees for a Webster Groves Mo Chapter 13If the description written above resembles your current situation, then it is probably time to speak with a St Louis bankruptcy lawyer!! We will answer all your questions, describe your full range of options, and get you back onto your financial feet!
How will we do this? By determining which chapter of bankruptcy makes the most sense. That might be a Chapter 7, or it might be a Chapter13. The difference between the two chapters is not as big as some people think (because either way, the end result is the same: a “fresh start / clean slate”). But in the simplest terms, a Ch7 is a discharge of your unsecured debts (things like credit cards and medical bills will become a thing of the past because the court will knock them out forever), and a Ch13 is described as a repayment plan over the course of three to five years during which certain debts are paid back (like overdue mortgage payments, car loans, recent tax debt, and back child support).
All you need to do is give us a call! Or shoot us a text, send us an email, or fill out an online form. And we will take it from there!!
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.