Filing For Bankruptcy in South St. Louis County MO

The southern portion of St Louis County is quite large, encompassing many hundred square miles of land, and boasting a population of several hundred thousand. But many of these folks are suffering through very difficult financial times. Many of our citizens are trying as hard as they can to make a living, stay on top of their monthly bills, and still have enough time to spend with their families.

This set of circumstances is made much more difficult if you have recently lost your job, or you wages are being garnished, or you have already maxed out your credit cards. And especially if your debts have been turned over to a collection agency (an entity that will call your phone all day and all night, and send you nasty, threatening letters).

So what can you do about it? One option is a St Louis bankruptcy!! Such a filing will stop all creditors in their tracks (from the moment your case is filed). No more phone calls, no more letters, no more demands for money you don’t have, no more stressing over the decision of whether to pay your bills or put food on the table.

In a Chapter 7, the court will discharge all of your unsecured debt (like credit cards, medical bills, payday loans, etc.). And in a Chapter 13, you are put into a sensible repayment plan (over the course of three to five years) during which certain debts are paid back. Which chapter you file is going to depend entirely on your particular set of facts (which will vary from person to person). So the best thing you can do is give us a call right away!!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.