Filing For Bankruptcy in Riverview MO

If you are looking for a law firm to represent you in a St Louis bankruptcy, look no further!

We specialize in Chapter 7 and Chapter 13 bankruptcies in the St Louis area! In a Ch7 scenario, we will need to prove that you are below the median income level (for your particular household size). This is accomplished by providing the court with information as to your income over the previous six (6) months. If you fall below the median (after certain deductions and exemptions are applied), and you have not filed a St Louis Chapter 7 within the last eight (8) years, then you would qualify for such a bankruptcy.

On the other hand, a Chapter 13 makes the most sense. This type of bankruptcy is filed most commonly when you have a pending home foreclosure, your car was recently repossessed, you have a great deal of student loan debt, or your household income is way above the median. A Ch13 is described as a repayment plan over the course of three (3) to five (5) years during which certain debts are paid back. This would include overdue mortgage payments, car loans (but at a much lower interest rate than you are dealing with right now), recent tax debt, and back child support.

Either way, a St Louis bankruptcy can greatly improve your current financial situation! All you have to do is give us a call. We will answer all your questions, describe your full range of options, and get you the “fresh start / clean slate” you need to move forward in life!! So get in touch with us right away!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.