Filing For Bankruptcy in Pasadena Park MO

Are your wages being garnished? If so, are they taking a full 25% of your net earnings on every paycheck? Or have your creditors put a freeze on your bank accounts (and now you can’t access your funds)? Or have you recently received a summons to appear in court (because one of your creditors has sued you on a breach of contract action)? Or have a bunch of collection agencies started calling you non-stop (along with a lot of threatening letters)?

When your circumstances reach this level, then it is time to start seriously considering a St Louis bankruptcy!! Whether it is a Chapter 7 or a Chapter 13, the filing of such a case will improve your current situation dramatically! And all you need to do in order to get this “fresh start / clean slate” is give us a call (or shoot us a text, send us an email, or fill out an online form).

In a St Louis Chapter 7, the court will permanently knock out all of your unsecured debts. Things like credit cards, medical bills, payday loans, old utility bills – all of it will immediately become a thing of the past!

With a Chapter 13, you are put into a repayment plan (between three and five years in length). During this period of time, you will pay back certain debts. This would include overdue mortgage payments, car loans (but at a much lower interest rate than you are currently dealing with), recent tax debt, and back child support. Many times, this particular chapter of bankruptcy is utilized to stop a home foreclosure, or to get back a repossessed vehicle.

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.