Filing For Bankruptcy in Oakland MO

If you are trying your best to stay current on all debts (such as credit cards, medical bills, payday loans, etc.), but despite your efforts, you are still falling further and further behind, then it is probably time to start thinking about a St Louis bankruptcy.

Why? Because the further you fall behind, the more the interest rates increase, the more the late fees accumulate, and the greater the chance that these debts will get turned over to a collection agency. Once the collectors get their hands on the debts, they will call and call and call until you are stressed to the max. If those over-the-top tactics don’t work, then the creditors will eventually sue you for breach of contract in civil court.

But when you come in for a free consultation, we will discuss your full range of options, answer all your questions, and get you back on the road towards financial freedom!! At this consultation, we’ll have the opportunity to review both types of bankruptcies: Chapter 7 and Chapter 13.

In a St Louis Chapter 7, all of your unsecured debts are knocked out forever (things like credit cards, medical bills, old utility bills, overdrawn bank accounts, etc.). In a Ch13, you are put into a repayment plan over the course of three to five years (during which certain debts are paid back).

Either way, a bankruptcy filing in St Louis will help you out tremendously!! All you need to do is give us a call (or shoot us a text, send us an email, or fill out an online form)!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.