Filing For Bankruptcy in Maplewood MO

Drowning in debt? Finding it hard to make ends meet? Are you faced with a monthly decision in which you can either stay current on your credit cards, or put food on the table?

Or are you currently dealing with a wage garnishment? Or a freeze on your bank accounts? Or the threat of a lawsuit hanging over your head?

If your situation resembles this set of circumstances, then you should probably start to consider the possibility of a St Louis bankruptcy. Whether it is a Chapter 7 or a Chapter 13, a bankruptcy can give you the “fresh start / clean slate” that you need in order to move forward in life!

Because once a bankruptcy is filed, all creditor activity comes to a halt. No more phone calls, no more nasty letters, no more threats of legal action. And if there are in fact things like a wage garnishment in place already, that action would come to a stop the moment the bankruptcy is filed as well!

But it all starts with a simple consultation. This will give us a chance to learn more about your debts. And it will also give us the opportunity to assess your household income and assets. This in turn will allow us to describe your full range of options.

In a St Louis Chapter 7, the court discharges all your unsecured debts (like credit cards, medical bills, and payday loans). A Ch13 is a repayment plan (over the course of three to five years) during which certain debts are paid back. Either way, the filing of bankruptcy will put you in a much better position than you are right now. So give us a call!

The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.