Bankruptcy Lawyer in Black Jack MO

Here is a short list of benefits when you file a black jack mo bankruptcy:

1. It will give you a perfect chance to rebuild your credit score / rating. Regardless of what your score is now, it will rebound significantly (in a relatively short period of time)
2. It will stop all creditor and collection agency activity: wage garnishments, bank levies, and lawsuits filed for breach of contract
3. And it will stop all of the annoying tactics that you have grown familiar with: endless phone calls, threatening letters, and demands for money (that you don’t have)

Here are some examples of debts that will be taken care of in a bankruptcy:

1. Credit cards and medical bills
2. Payday loans, personal loans, and signature loans
3. Deficiencies from car repo’s, home foreclosures, and rental contracts
4. Overdrawn bank accounts, old gym memberships, utility bills, cell phone bills
5. Anything else that is of an unsecured nature

Here are some differences between a chapter 7 and chapter 13:

1. A Ch7 is very quick and straightforward (from start to finish, it lasts about 4 to 5 months)
2. A Ch13 is described as a repayment plan over the course of three to five years (during which certain debts are paid back)
3. While neither chapter of bankruptcy allows you to discharge your student loans, a Chapter 13 will put that kind of debt on deferment (during the three to five years you are inside the repayment plan)

At The Bankruptcy Company, we want to make sure that you receive the very best bankruptcy services in all of the St Louis area. Our team will get you back on your feet, help to dramatically improve your financial standing, and put you in the best position possible for the future. The attorney fees for a standard St Louis Chapter 7 are $675, and the upfront fees for a St Louis Chapter 13 are $300. But the initial consultation is free of charge!!

We have two main locations: in the Central West End of St. Louis, at 1 North Taylor (on the corner of Taylor and Laclede), 63108; and in the Twin Cities of Festus / Crystal City, at 1000 Truman Blvd (Highway 61/67), 63019. The initial consultation is free of charge. So contact us today to learn more!