Does this sound familiar: you have maxed out your credit cards; you are now taking out payday loans to try and stay afloat; you have fallen behind on monthly payments to your creditors; those creditors are now threatening a lawsuit against you; and now you have to deal with a bunch of collection agencies calling you day and night.
Only $300 Upfront Fees for a St. Ann MO Chapter 13If your particular situation resembles the above-described scenario, then it is time to give us a call!! We offer a free consultation during which our staff will thoroughly review your circumstances, describe your full range of options, and get you back on the road towards financial freedom!
Sometimes this will involve the filing of a St Louis Chapter 7. This type of bankruptcy is a discharge of your unsecured debts. All your credit cards, medical bills, payday loans, old utility bills, old cell phone bills, old gym memberships, basically everything that shows up on a credit report (minus student loans) are all knocked out! And so long as your assets do not have a ton of equity, then you can keep them safe as well.
Other times the best course of action is a Chapter 13. This is described as a repayment plan over the course of three to five years. During this period of time you will make a single monthly payment that will cover things like: overdue mortgage payments, car loans, recent tax debt, and back child support. Either way, the filing of a St Louis bankruptcy will put you in a much better position than the one you’re in right now!! All you need to do is get in touch with us, and we’ll get the process started!
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.