There is a great deal of emotional stress that comes with high levels of debt. In fact, the mounting pressure of overwhelming debt can lead to hardship in your career, your relationships, and the overall level of confidence you have in yourself.
And then of course there is the unrelenting focus that creditors place on their collection activity. Most people understand that when they fall behind on their debts, they will likely receive a letter or phone call letting them know that the debt is now delinquent. However, nothing compares to the aggressive, over-the-top tactics of a collection agency. Threatening letters, harassing phone calls, lawsuits, and condescending comments. And that’s just how they introduce themselves!
Only $300 Upfront Fees for a Normandy Mo Chapter 13So what do you do in such a situation? One option is a St Louis bankruptcy. Sometimes the best course of action is a Chapter 7 (in which your unsecured debts, like credit cards and medical bills, are knocked out forever). And other times you are best served with a Chapter 13 (which is described as a repayment plan over the course of three to five years during which certain debts are paid back).
Either way, your particular set of circumstances will improve exponentially upon the filing a bankruptcy!! Because this will lead you to the “fresh start / clean slate” that the court wants you to enjoy (so that you can move forward in life)!
And it starts with a simple phone call to us (or an email, text, or online form). We will answer all your questions, describe your full range of options, and get you back on your financial feet!!
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.