Do you have the following kinds of debts: credit cards, medical bills, payday loans, old utility bills, overdrawn bank accounts, etc.
Or have you been receiving tons of letters and phone calls from collection agencies (with their threats of legal action, credit bureau reporting, and degrading comments)?
Only $300 Upfront Fees for a Florissant Mo Chapter 13Or are you being sued by one of your creditors? Is there a pending lawsuit that was has you worried? Or have the creditors already obtained a judgment against you, and are now garnishing your wages and/or levying your bank accounts?
If this set of circumstances does indeed resemble your life currently, then it is time to speak with a St Louis bankruptcy lawyer! Our firm specializes in helping people in this kind of situation. We will answer all your questions, describe your full range of options, and get you the “fresh start / clean slate” that you need in order to get your life back in order!
In a Chapter 7, the court will discharge all of your unsecured debts (like credit cards and medical bills) are knocked out forever. In a Chapter 13, you are put into a repayment plan to pay back certain debts (like back child support, car loans, overdue mortgage payments, and recent tax debt) over a period of three to five years.
The particular type of bankruptcy that you should file will depend greatly on your specific set of facts. This would include the number of people in your household, the total household income, and whether or not your assets have a lot of equity.
All you need to do is give us a call!! Or shoot us a text, send us an email, or fill out an online form! We will take it from there.
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.