Nobody enjoys dealing with a mountain on debt. And things can get even worse once the creditors start suing you and passing the debt on to a collection agency! Or when collection agencies are harassing you with endless phone calls, letters, and annoying (and sometimes degrading) comments!
So the real question is: What should you do about it?
One option is what you are probably trying to do right now – pay off the debt as best you can (while still maintaining your regular living expenses, like housing, food, and transportation costs). But sometimes even the monthly minimums that your creditors demand from you can be higher than your actual take home income!
Only $300 Upfront Fees for a Crestwood Mo Chapter 13The second major option would be to look into a St Louis bankruptcy. This would stop all creditors in their tracks!! How? Because as soon as you file, the court prevents the creditors (whether it is a credit card, medical bill, payday loan, old utility bill, or overdrawn bank account) from ever communicating with you again (ever). No more phone calls, no more letters, no more threats. It all stops on a dime.
If you decide on a bankruptcy in St Louis, the next question will be: which chapter of bankruptcy should you file? This is precisely why we offer a free consultation (so that we can ask questions about your debts, your assets, and your household income). Our goal is to provide as much pertinent information you need in order to determine which chapter is best for you.
All you need to do is get in touch with us! Either a phone call, an email, a text message, or an online form!! We look forward to helping you get back on your financial feet!
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.
Call us at St. Louis Office (314) 932-1067 or contact us through our website The Bankruptcy Company to set up your free consultation with our experienced St. Louis bankruptcy attorneys.