See if this set of facts is similar to what you are currently dealing with: your unsecured debts (like credit cards) are demanding that you pay monthly minimums that outrageously high; the balance of your payday loans are not going down at all (and in fact are rising); collection agencies are calling you night and day (and sending threatening letters all the time); and you are worried about getting sued by one of your creditors (which can obviously lead to a wage garnishment or bank levy).
Only $300 Upfront Attorney Fees for a Clarkson Valley Mo Chapter 13Does this sound like the life you are currently living? As a result, you are living a life in which you are constantly stressed out? Do you wonder how in the world you are going to make ends meet (let alone make sure that you can put food on the table each night)?
This is no way to live!! And if you’ve reached this point, then it is probably a good time to start thinking about the possibility of a St Louis bankruptcy. For instance, a Chapter 7 will knock out all of your unsecured debts forever. Things like credit cards, old gym memberships, medical bills, payday loans, judgments from old debts, overdrawn bank accounts, and old utility bills; all of it is swept away forever.
Or in some cases, it makes more sense to file a St Louis Chapter 13 bankruptcy. This chapter of the bankruptcy code allows you to create a repayment plan over a period of three to five years. During this stretch of time, certain debts are paid back (usually at a much lower interest, or sometimes no interest at all).
It all depends on the particular set of facts involved with your situation. But either way, a St Louis bankruptcy will help you out tremendously! All you need to do is get in touch with us!! So give us a call right away!
The affordable St. Louis bankruptcy attorneys at The Bankruptcy Company have been saving and protecting people’s assets for years. Our goal is to make sure that you keep the assets and property you want, discharge the debts that you want to get rid of, and do it all at an affordable cost to you. All phone conversations and office consultations are free of charge.
Call us at St. Louis Office (314) 932-1067 or contact us through our website The Bankruptcy Company to set up your free consultation with our experienced St. Louis bankruptcy attorneys.